SOLUTIONS

DISABILITY INSURANCE

Help your clients protect their most valuable asset, their ability to earn an income.

DISABILITY OVERHEAD

EXPENSE

Help your business owner clients keep their business financially viable during a disability.

BUY/SELL FUNDING

Provide funding to fulfill buy-out obligations mandated by partnership agreements.

LIFE INSURANCE

From term to perm, we can help you find the best value for your clients.

KEY PERSON DISABILITY

Protect your business owner client from the financial strain resulting from key person disability.

GUARANTEED ISSUE

Ask us about our Guaranteed Standard Issue programs for life and disability insurance.

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OUR VISION

At Empire State Benefits, LLC, we provide expertise and experience to guide insurance professionals through an in-depth review of the various product offerings available in today’s marketplace. Unlike some large wholesalers that are spread too thinly among thousands of clients, we are a smaller, more personable organization. Brokers come to us for help finding and choosing the best products available for their clients. We spend quality time discussing the options for Life and Disability insurance products and advising how to approach the sale.

As an insurance brokerage, we offer a suite of products including individual disability, life insurance, long-term care and annuities. We can save you time by removing the need to shop around with various sources to find the best value for your clients. We do the shopping for you. Empire State Benefits works with the majority of insurance carriers to provide our brokers with an extensive line of available options. We will help you to compare and contrast how the products differ and which contract best benefits your client.

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